RecoveryOS
DashboardReported issuesCheckout drop-offsRecovery workbenchTest paymentAbout
RecoveryOSAPI liveAPI readyWorker
Back to reported issues

Recovery case RC-1006

Explain the failure.
Show every decision.

Escalated

A normalized payment record, the proposed recovery path, and the complete audit trail behind it.

SIMULATED DATALast updated 20 Aug 2026, 10:26 am
Amount at risk₹5,399pay_sim_rc1006
Recoverability18/100Low confidence band
Proposed actionEscalatePolicy-controlled proposal
Recovered value₹0Closed 20 Aug 2026, 10:26 am

Diagnosis and evidence

The normalized cause behind this failed payment.

Issuer Failure

Issuer declined the authorization. The case was escalated.

Evidence used

  • Error SourceIssuerRazorpay failure origin
  • Error StepPayment AuthorizationPayment-flow step
  • Error ReasonIssuer DeclinedNormalized failure reason
  • Error CodeGateway ErrorProvider error code
  • Payment MethodCardNormalized payment method
Payment ID
pay_sim_rc1006
Order ID
order_sim_rc1006
Payment method
Card
Payment status
Failed
Failure source
Issuer
Failure step
Payment Authorization
Failure reason
Issuer Declined
Occurred
20 Aug 2026, 10:25 am

Recovery actions

Recommendations remain separate from policy approval and execution.

Attempt 1: EscalateSucceeded
Proposed by Recovery Agent

Escalate the issuer failure for merchant review.

Approved
Issuer declines are outside automated customer recovery.
84% confidence20 Aug 2026, 10:26 amEligible 20 Aug 2026, 10:26 am

Customer context

The minimum identity and consent context used by policy.

Customer
Ananya Das
External reference
cust_ananya_das
Contact preference
Contact allowed

Decision trail

A chronological, inspectable audit of this recovery case.

  1. 01
    Case.escalated20 Aug 2026, 10:26 am · Execution Layer

    Automated recovery cannot override an issuer decline.

    Decision: Escalated