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Recovery case RC-1005

Explain the failure.
Show every decision.

Exhausted

A normalized payment record, the proposed recovery path, and the complete audit trail behind it.

SIMULATED DATALast updated 20 Aug 2026, 10:40 am
Amount at risk₹754pay_sim_rc1005
Recoverability22/100Low confidence band
Proposed actionWaitPolicy-controlled proposal
Recovered value₹0Closed 20 Aug 2026, 10:40 am

Diagnosis and evidence

The normalized cause behind this failed payment.

Customer Auth

Repeated customer authentication failures exhausted the attempt limit.

Evidence used

  • Error SourceCustomerRazorpay failure origin
  • Error StepPayment AuthenticationPayment-flow step
  • Error ReasonAuthentication FailedNormalized failure reason
  • Error CodeBad Request ErrorProvider error code
  • Payment MethodCardNormalized payment method
Payment ID
pay_sim_rc1005
Order ID
order_sim_rc1005
Payment method
Card
Payment status
Failed
Failure source
Customer
Failure step
Payment Authentication
Failure reason
Authentication Failed
Occurred
20 Aug 2026, 10:20 am

Recovery actions

Recommendations remain separate from policy approval and execution.

Attempt 1: WaitSucceeded
Proposed by Recovery Agent

Allow another customer attempt.

Approved
First authentication failure remains inside the attempt limit.
55% confidence20 Aug 2026, 10:21 amEligible 20 Aug 2026, 10:24 am
Attempt 1: Alternative MethodFailed
Proposed by Recovery Agent

Repeated card authentication failure.

Approved
Second attempt may use an alternative method.
49% confidence20 Aug 2026, 10:24 amEligible 20 Aug 2026, 10:25 am
Attempt 1: StopSucceeded
Proposed by Recovery Agent

Stop after the attempt limit rather than continuing recovery.

Approved
Maximum attempts per case reached.

Customer context

The minimum identity and consent context used by policy.

Customer
Ravi Kulkarni
External reference
cust_ravi_kulkarni
Contact preference
Contact allowed

Decision trail

A chronological, inspectable audit of this recovery case.

  1. 01
    Policy.decision20 Aug 2026, 10:40 am · Policy Engine

    The agent is forbidden from endlessly recovering this customer.

    Decision: Approved
96% confidence
20 Aug 2026, 10:40 am
Eligible 20 Aug 2026, 10:40 am