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Recovery case RC-1002

Explain the failure.
Show every decision.

Waiting

A normalized payment record, the proposed recovery path, and the complete audit trail behind it.

SIMULATED DATALast updated 20 Aug 2026, 9:52 am
Amount at risk₹1,581pay_sim_rc1002
Recoverability64/100Medium confidence band
Proposed actionWaitPolicy-controlled proposal
Recovered value₹0Case remains open

Diagnosis and evidence

The normalized cause behind this failed payment.

Insufficient Funds

Insufficient funds. Delayed payment link is scheduled.

Evidence used

  • Error SourceCustomerRazorpay failure origin
  • Error StepPayment ProcessingPayment-flow step
  • Error ReasonInsufficient FundsNormalized failure reason
  • Error CodeBad Request ErrorProvider error code
  • Payment MethodUpiNormalized payment method
Payment ID
pay_sim_rc1002
Order ID
order_sim_rc1002
Payment method
Upi
Payment status
Failed
Failure source
Customer
Failure step
Payment Processing
Failure reason
Insufficient Funds
Occurred
20 Aug 2026, 9:50 am

Recovery actions

Recommendations remain separate from policy approval and execution.

Attempt 1: WaitSucceeded
Proposed by Recovery Agent

Delay intervention until a later payment opportunity is more likely to succeed.

Approved
Immediate retry has low value for insufficient funds.
74% confidence20 Aug 2026, 9:51 amEligible 20 Aug 2026, 12:50 pm
Attempt 1: Create Payment LinkPending
Proposed by Recovery Agent

Create a recovery payment path after the cooldown.

Approved
A delayed payment link is within attempt and message limits.
68% confidence20 Aug 2026, 9:52 amEligible 20 Aug 2026, 12:50 pm

Customer context

The minimum identity and consent context used by policy.

Customer
Arjun Mehta
External reference
cust_arjun_mehta
Contact preference
Contact allowed

Decision trail

A chronological, inspectable audit of this recovery case.

  1. 01
    Diagnosis.completed20 Aug 2026, 9:51 am · Diagnosis Engine

    Immediate retry is unlikely until the customer has funds again.

    Decision: Insufficient Funds